LIRG.com

The Future of Insurance Isn't Coming. It's Already Here.

We blend traditional risk expertise with next- generation tools like parametric structures, captive strategies, and programmatic reinsurance to help our clients move with confidence in an increasingly complex world.

LIRG™ operates as part of Algorithmic Insurance Services, Inc., a platform designed to support innovation, capital efficiency, and strategic execution across the insurance ecosystem.

Traditional

Expertise

Next-Gen

Tools

LIRG™

Insight-Led

Collaborative

Execution Focused

What We Do

Tailored Insurance & Reinsurance Solutions That Move at the Speed of Change

Insurance

Insurance solutions for specialized sectors

Responsive service for hard-to-place and emerging risks
High-net-worth personal lines and non-admitted placements
Commercial insurance for trucking, logistics, fleet, and specialized sectors

Responsive service for hard-to-place and emerging risks

High-net-worth personal lines and non- admitted placements

Commercial insurance for trucking, logistics, fleet, and specialized sectors

Program Development

MGU/MGA design and innovative product architecture

MGU/MGA design and launch support

Parametric product architecture (cyber, terrorism, economic loss and more)

Compliance, product development and reinsurance placement

MGU/MGA design and launch support
Parametric product architecture (cyber, terrorism, economic loss and more)
Compliance, product development and reinsurance placement

Reinsurance & Capital Solutions

Comprehensive reinsurance and capital market solutions

Reinsurance treaty structuring (quota share, XOL, aggregate)

Captive advisory and optimization

Global capital access and reinsurance placement

Reinsurance treaty structuring (quota share, XOL, aggregate)
Captive advisory and optimization
Global capital access and reinsurance placement

Retail insurance agencies and brokerages

Responsive service for hard-to-place and emerging risks

High-net-worth personal lines and non- admitted placements

Commercial insurance for trucking, logistics, fleet, and specialized sectors

Business owners in transportation, logistics, real estate, and hospitality

Responsive service for hard-to-place and emerging risks

High-net-worth personal lines and non- admitted placements

Commercial insurance for trucking, logistics, fleet, and specialized sectors

MGAs and captives looking to scale or launch new products

Responsive service for hard-to-place and emerging risks

High-net-worth personal lines and non- admitted placements

Commercial insurance for trucking, logistics, fleet, and specialized sectors

Capital providers seeking structured risk solutions

Responsive service for hard-to-place and emerging risks

High-net-worth personal lines and non- admitted placements

Commercial insurance for trucking, logistics, fleet, and specialized sectors

Ready to Get Started?

Connect with our experts to explore how we can support your insurance needs.

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Recent Wins

Recent LIRG Client Successes

Delivering strategic (re)insurance and risk solutions that unlock growth, meet compliance, and exceed expectations.

Q4 2025

Global Retrocession Placement

• California

Commercial Auto

LIRG successfully structured and placed a multi-peril retrocession program supporting a leading reinsurer’s exposure portfolio across multiple territories. The transaction featured a blend of parametric risk transfer elements designed to enhance capital efficiency and resilience against systemic loss events.

Q4 2025

Catastrophe Reinsurance for International Market

• California

Commercial Auto

Our team completed the placement of a catastrophe reinsurance facility for a global reinsurer, providing dedicated protection against regional seismic risk exposures. The structure delivers transparent, index-based protection underwritten through rated capacity partners, demonstrating our ability to deliver complex coverage in challenging markets.

Q4 2025

Parametric Program Expansion

• Texas

BOP + E&O

Through continued collaboration with underwriting and technology partners, LIRG advanced the development of an international parametric facility addressing key exposures in industrial and commercial sectors. The program reflects our commitment to creating data-driven, responsive, and scalable solutions for clients globally.

Q4 2025

Supply Chain Delay & Logistics Innovation

• Midwest

General Liability

LIRG supported the growth of a cutting-edge logistics risk platform that leverages parametric triggers to address transit and delay exposures across global supply chains. The initiative showcases our focus on innovation, efficiency, and next-generation insurance solutions for real-world operational risks.

Live

🛠️ Commercial Equipment Manufacturer

• Midwest (National)

Package + Umbrella + Workers’ Compensation

Overhauled a fragmented and outdated insurance portfolio. Aligned coverage with evolving risk exposures, allowing the client to qualify for new national contracts in hospitality and public-sector procurement.

Live

🚚 Regional Trucking Fleet

• Southeast U.S.

GL, PD, NTL

Designed a tailored insurance program for a newly launched fleet, structured to meet DOT and shipper onboarding requirements. Built in underwriting flexibility to accommodate expansion and future vehicle growth.